Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website, forms, phone, and text messaging services provided by Orange Mortgage LLC ("Orange Mortgage," "we," "us," or "our"). By using our website or opting in to receive text messages, you agree to these Terms.

1. Not a Commitment to Lend

Content on this website, including rate examples, loan program descriptions, and calculators, is informational only and does not constitute a commitment or offer to lend. All loans are subject to underwriting review, credit approval, property appraisal, and program guidelines. Rates, terms, and program availability may change without notice.

2. Eligibility and Licensed States

Orange Mortgage LLC (NMLS #1904872) is licensed as a mortgage broker in Delaware, Pennsylvania, Maryland, and New Jersey. Our services are directed only to consumers who are at least 18 years old and located in a state where we are licensed to originate loans.

3. SMS / Text Message Program (A2P 10DLC)

By providing your mobile number on a web form, checkbox, or verbally to a loan officer, you expressly consent to receive SMS text messages from Orange Mortgage LLC related to your inquiry, prequalification, loan application, disclosures, appointment reminders, and follow-up.

• Program name: Orange Mortgage Customer Communications.
• Message frequency: varies based on your loan activity.
• Message and data rates may apply.
• Reply STOP to opt out at any time. Reply HELP for help, or contact 302-600-3197.
• Consent to receive SMS is not a condition of purchase or of applying for a loan.
• We do not share mobile opt-in data or phone numbers with third parties or affiliates for marketing. See our Privacy Policy for details.
• Carriers are not liable for delayed or undelivered messages.

4. Acceptable Use

You agree not to:

• Submit false, inaccurate, or misleading information.
• Use the site or SMS program to harass, defraud, or infringe on others' rights.
• Attempt to disrupt, reverse engineer, or gain unauthorized access to our systems.
• Use automated tools to scrape or collect data from the site.

5. Intellectual Property

All content on this site (text, graphics, logos, and the Orange Mortgage name and logo) is owned by Orange Mortgage LLC or its licensors and is protected by U.S. and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

6. Third-Party Links

Our site may link to third-party websites (for example, NMLS Consumer Access). We are not responsible for the content, security, or privacy practices of third-party sites.

7. Disclaimers

The site and services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, Orange Mortgage LLC and its officers, employees, and agents will not be liable for indirect, incidental, special, consequential, or punitive damages arising out of your use of the site or SMS program.

9. Indemnification

You agree to indemnify and hold Orange Mortgage LLC harmless from any claim, loss, or expense arising from your misuse of the site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Delaware.

11. Equal Housing Lender

Orange Mortgage LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected class.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the site after updates constitutes acceptance of the revised Terms.

13. Contact

Orange Mortgage LLC
NMLS #1904872
Phone: 302-600-3197
Email: randy@orangemortgage.com